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Sacramento, Calif. Chicago-Naperville-Joliet, Ill. Calif. Oakland-Fremont, Calif. Portland-Vancouver-Beaverton, Commercial bankruptcies nearly doubled in March 2009 fromMarcnh 2008, Equifax noted. "The March numbers provide a snapshotof what's been happeninv to the small business sector during this period of economic turmoil," said Reza Barazesh, head of Equifax's Nortjh American Commercial Analytical Services Group, in a news "Not surprisingly, the highest number of small-businessd bankruptcies are in those parts of the country wher home prices have decreased unemployment has increased significantly, and credi has become tighter.
" For the analysis, Equifax analyzedr both Chapter 7 and Chaptere 13 filings. Chapter 7 is a liquidatiob proceeding in which a debtotr receives a discharge of all while Chapter 13 is a reorganizatiohn bankruptcy enabling filers to pay off debt over a set periodfof years. Equifax reviewed and analyzed small businesa datafor March, the most recent month for whicy complete data is
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